Cookie Policy

Last updated: Aug 6, 2026

Version 1.0

MoniYes Cookie Policy

Last Updated: August 06, 2026

This Cookie Policy explains how MoniYes ("Platform", "we", "us", or "our") uses cookies and similar technologies to recognize you when you visit our platform. It explains what these technologies are and why we use them, as well as your rights to control our use of them.

1. What are Cookies?

Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners in order to make their websites work, or to work more efficiently, as well as to provide reporting information.

Cookies set by the website owner (in this case, MoniYes) are called "first-party cookies." Cookies set by parties other than the website owner are called "third-party cookies." Third-party cookies enable third-party features or functionality to be provided on or through the website (e.g., payment processing, advertising, and analytics). The parties that set these third-party cookies can recognize your computer both when it visits the website in question and also when it visits certain other websites.

2. Why We Use Cookies

We use cookies for several reasons. Some cookies are required for technical reasons in order for our Platform to operate, and we refer to these as "essential" or "strictly necessary" cookies. Other cookies enable us to track and target the interests of our users to enhance the experience on our Platform. Third parties serve cookies through our Platform for payment processing and other purposes.

3. Types of Cookies We Use

The specific types of first and third-party cookies served through our Platform and the purposes they perform are described below:

3.1. Strictly Necessary Cookies

These cookies are strictly necessary to provide you with services available through our Platform and to use some of its features, such as access to secure areas. Because these cookies are strictly necessary to deliver the Platform to you, you cannot refuse them without affecting how our Platform functions.

  • Session Cookies (PHPSESSID / _session): These cookies are used to maintain your active session. They allow the platform to identify you as you navigate between pages and ensure that any information you enter (such as in forms or during checkout) is preserved.
  • Security Cookies (_csrf): As part of our commitment to security, we use Cross-Site Request Forgery (CSRF) cookies. These cookies help protect your account by ensuring that requests made to our servers are initiated by you and not by malicious third-party sites.

3.2. Functional Cookies

These cookies are used to enhance the performance and functionality of our Platform but are non-essential to their use. However, without these cookies, certain functionality may become unavailable.

  • Authentication Cookies (_identity): If you select the "Remember Me" option during login, a persistent cookie is set on your device. This allows the Platform to automatically log you in on subsequent visits, providing a more seamless experience. This cookie typically remains active for up to 30 days unless you manually log out.

3.3. Third-Party Cookies

We integrate with trusted third-party services to provide critical functionality. These third parties may set their own cookies on your device.

  • Paystack (Payment Processing): MoniYes utilizes Paystack for all financial transactions and automated split payments. When you interact with the payment gateway, Paystack may set cookies to facilitate the transaction, perform fraud detection, and manage the security of the payment session. For more information, please review the Paystack Cookie Policy.

4. How Can I Control Cookies?

You have the right to decide whether to accept or reject cookies. Most web browsers are set to accept cookies by default, but you can usually modify your browser settings to decline cookies if you prefer.

Please note that if you choose to remove or reject cookies, this could affect the availability and functionality of our Services. Specifically, you will be unable to log in to your account or process payments if strictly necessary cookies are disabled.

To manage cookies in your browser, please refer to the following guides:

We may update this Cookie Policy from time to time in order to reflect changes to the cookies we use or for other operational, legal, or regulatory reasons. Please therefore re-visit this Cookie Policy regularly to stay informed about our use of cookies and related technologies. The date at the top of this policy indicates when it was last updated.

6. Contact Us

If you have any questions about our use of cookies or other technologies, please contact us at:

MoniYes Support Email: support@moniyes.com Address: Abuja, Federal Capital Territory, Nigeria